Companies are not having the best financial moment. Market has been defined by the no expense and with a much more limited production , many of them have even had funding problems that have look different from appearing on their business plans alternatives.

Consume has fallen during the last years, making many companies suffer defaults that pretend, with some rentable products investment, solve their balances.

One of the investment techniques is factoring, when companies like banks or specialized enterprises assume the purchase credits, giving companies a financial income that can be total or partial in an invoice.

Is this the best way to achieve solvency? The truth is that this method was already been used since the 18th century with the transoceanic transactions, so things haven’t changed so much in the commercial situation although the advances during this time.

There are many types of factoring, depending on the avals, guarantees or if it is a corporate factoring. There has been a lot of advances and specialization in this field.

Maybe it is not the best option that can have a company to carry on, but the truth is that this method has saved many balances and has achieve production continuance.

Which difference could we find between factoring versus wealth management? Firstly time. If companies would have bet for the investment of part of their benefits in a diversified portfolio to create wealth management before all this situation, nowadays they could be in a very different scenary.

With the wealth management investment policy, an assessor could manage the investment products of the portfolio looking for rentability in the medium and long term to guarantee benefits.

Moreover, they could count with a legal and fiscal advice from other experts that will be able to design an investment plan and that could change it depending on the goals of the short term.

This has been traditionally the wealth families and companies well related with banks bet because of the fiability in the long term as it means an investment on the amount you don’t need in the present and that will be generating new benefits for the future needs.