Travelling is a lot of fun when you are going outside the country to explore. But when a problem raises, then all that helps is travel insurance. Stay safe during unplanned events like medical urgencies, accidents, loss of money, etc. when traveling abroad or on a domestic tour.

Some of the basic risks, which are covered by overseas travel insurance policy,
are: –

1.  Accidental injuries or death
2.  Overseas funeral expenses
3.  Medical expenses
4.  Delayed baggage or replacement of essential things or loss of baggage
5.  Loss of passport
6.  Loss, theft or any damage to personal things or money (this includes travel documents too)
7.  In case, you miss connecting fights due to delay
8.  Overseas dental aid
9. Trip cancellation expenses due to unplanned reasons
10. Hijack
11. Burglary in the home you are staying
12. A lot of insurance companies cover pregnancy related issues in case of any life threatening situations

A travel insurance overseas policy will take care of all the things mentioned above. It is always better to safe than to take risks while you are away from home. Also, there are two types of insurance policies available. They are – single trip and multiple trip.

In case, you do not travel frequently, you can take the single trip insurance. But, if you are an almost regular traveller, then you should take the multiple trip insurance policies. This policy covers up for all the trips you go on during the course of one year.

Different people can take different overseas travel insurance. You will find many options on the web or you can simply call an insurance company and ask them to help you out with the policy details. With traveling becoming such an important part of many people`s lives, it is better to benefit yourself with a good and useful policy. If you are travelling with or are a senior citizen, then a lot of companies offer great plans for seniors too. There are additional benefits in their plans like hijack pain allowances, pre-existing medical aid in case of emergencies, travel assistance, booking of tickets, hotel assistance and many others.

Sometimes, when we step out of the house too, we are exposed to different types of risks. The same case is when we travel to another country. If you want a hassle free trip, then you should buy travel insurance right away!